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Calculate Your Income Tax Easily
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Easily estimate your income tax for the 2025/26 tax year. Enter your income details to get a quick and accurate calculation based on the latest UK tax rules.
UK Employment Tax Calculator
Enter your employment income below — your tax is calculated instantly.
Editing this updates the annual pension contribution above (× 12), and vice versa.
Salary sacrifice reduces both taxable income and NI-able earnings.
Gross Employment Income
£95,000
Your gross income exceeds £100,000 — the Personal Allowance is being tapered. For every £2 over £100,000, £1 of allowance is withdrawn.
Gross Income
£95,000
Pension Contribution
−£4,750
Personal Allowance
−£12,570
Taxable Income
£77,680
Basic 20%
£7,540
on first £37,700
Higher 40%
£15,992
£37,701–£125,140
Additional 45%
£0
above £125,140
Total Income Tax
£23,532
Employee National Insurance
£3,815
Pension Contribution
£4,750
Total Deductions
£32,097
Effective Tax Rate
24.77%
Net Income (take-home)
£62,903
Gross Income
A + B + C + D
Personal Allowance
MAX(0, 12570 − MAX(0, (gross − 100000) / 2))
Pension Contribution
£ amount entered directly (annual or monthly × 12)
Taxable Income
MAX(0, gross − allowance − pension)
Basic Rate (20%)
MIN(taxable, 37700) × 20%
Higher Rate (40%)
MAX(0, MIN(taxable − 37700, 87440)) × 40%
Additional Rate (45%)
MAX(0, taxable − 125140) × 45%
Employee NI
8% between £12,570–£50,270, 2% above (on gross − pension if salary sacrifice, else on full gross)
Effective Rate
(tax + NI) / gross × 100
UK Employment Income Tax Calculator · Tax Year 2025/26 · For guidance only, not financial advice.